

{"id":3225,"date":"2025-12-03T12:02:17","date_gmt":"2025-12-03T12:02:17","guid":{"rendered":"https:\/\/uhy.pt\/economic-and-financial-health-thermometer\/"},"modified":"2025-12-03T12:25:36","modified_gmt":"2025-12-03T12:25:36","slug":"economic-and-financial-health-thermometer","status":"publish","type":"post","link":"https:\/\/uhy.pt\/en\/economic-and-financial-health-thermometer\/","title":{"rendered":"Economic and Financial Health Thermometer"},"content":{"rendered":"<h2><b><br \/>\n<span data-contrast=\"none\"><br \/>\nThe key ratios every manager should monitor: a practical guide to assessing company performance<br \/>\n<\/span><\/b><\/h2>\n<p><span data-contrast=\"auto\"><br \/>\nMost Portuguese companies, especially SMEs, are managed based on simple indicators: revenue, cash balance, and last year\u2019s profit. These figures are important, but they only tell part of the story. Management ratios make it possible to turn accounting and operational information into clear signals about: the ability to meet commitments, the real profitability of the business, efficiency in the use of resources, level of financial risk, and the sustainability of growth.<br \/>\n<\/span><\/p>\n<p><span data-contrast=\"auto\"><br \/>\nMore than figures for the accountant, these are practical tools to assess the company\u2019s health and support better decision-making. Below are some of the main ratios used to evaluate business performance.<br \/>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b><br \/>\n<span data-contrast=\"none\">1. Liquidity and cash flow ratios<\/span><br \/>\n<\/b><\/p>\n<p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\"><br \/>\n<img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-3179\" src=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-110651.png\" alt=\"\" width=\"508\" height=\"181\" srcset=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-110651.png 775w, https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-110651-768x274.png 768w\" sizes=\"(max-width: 508px) 100vw, 508px\" \/><br \/>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b><br \/>\n<span data-contrast=\"none\">2. Profitability ratios<\/span><br \/>\n<\/b><\/p>\n<p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\"><br \/>\n<img decoding=\"async\" class=\"alignnone wp-image-3181\" src=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-110823.png\" alt=\"\" width=\"521\" height=\"244\" srcset=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-110823.png 785w, https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-110823-768x360.png 768w\" sizes=\"(max-width: 521px) 100vw, 521px\" \/><br \/>\n<img decoding=\"async\" class=\"alignnone wp-image-3183\" src=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-111004.png\" alt=\"\" width=\"201\" height=\"124\" \/><br \/>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b><br \/>\n<span data-contrast=\"none\">3. Operational efficiency ratios<\/span><br \/>\n<\/b><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3185\" src=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-111111.png\" alt=\"\" width=\"244\" height=\"143\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3187\" src=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-111121.png\" alt=\"\" width=\"265\" height=\"90\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3189\" src=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-111127.png\" alt=\"\" width=\"266\" height=\"118\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><b><br \/>\n<span data-contrast=\"none\">4. Capital structure and leverage ratios<\/span><br \/>\n<\/b><\/p>\n<p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\"><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3191\" src=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-111140.png\" alt=\"\" width=\"572\" height=\"458\" \/><br \/>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><b><span data-contrast=\"none\">Conclusion<\/span><\/b><\/h4>\n<p><span data-contrast=\"auto\"><br \/>\nRatios allow managers to turn financial data into decisions.<br \/>\n<\/span><br \/>\n<span data-contrast=\"auto\"><br \/>\nMore important than memorising formulas is to monitor results and implement improvement actions.<br \/>\n<\/span><\/p>\n<p><span data-contrast=\"auto\"><br \/>\nDownload our <strong><a title=\"file\" href=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Termometro-da-Saude-Economico-Financeira.xlsx\" target=\"_blank\" rel=\"noopener\">file<\/a><\/strong> to calculate your company\u2019s ratios and obtain the corresponding score. Based on this result, our Economic-Financial Thermometer will indicate the current state of your business\u2019s financial health.<br \/>\n<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3193\" src=\"https:\/\/uhy.pt\/wp-content\/uploads\/2025\/12\/Captura-de-ecra-2025-12-03-111151.png\" alt=\"\" width=\"555\" height=\"110\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The key ratios every manager should monitor: a practical guide to assessing company performance Most Portuguese companies, especially SMEs, are managed based on simple indicators: revenue, cash balance, and last year\u2019s profit. These figures are important, but they only tell part of the story. Management ratios make it possible to turn accounting and operational information [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3223,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[62],"tags":[],"class_list":["post-3225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corporate-finance-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/posts\/3225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/comments?post=3225"}],"version-history":[{"count":1,"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/posts\/3225\/revisions"}],"predecessor-version":[{"id":3226,"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/posts\/3225\/revisions\/3226"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/media\/3223"}],"wp:attachment":[{"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/media?parent=3225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/categories?post=3225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uhy.pt\/en\/wp-json\/wp\/v2\/tags?post=3225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}